What This Privacy Policy Covers
When you create a joya4 account, we ask for identifying details — your name, mobile number, email address and date of birth. This information allows us to verify your identity, process deposits and withdrawals through bKash, Nagad or Rocket, and keep your account secure from unauthorised
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access. We also collect device data such as your browser type, operating system and IP address each time you log in. This helps us detect unusual activity and protect your wallet balance. Transaction records — every deposit you send from your bKash app or Nagad wallet,
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every withdrawal you request — are stored in encrypted form. We retain these records for as long as your account is active and for a reasonable period afterward to comply with applicable obligations in your region. We do not sell your personal information to third parties.
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We may share limited data with payment processors solely to complete your transactions, or with security partners when investigating suspicious activity on your account. Availability of our services depends on your local law and eligible regions; this policy applies wherever you access joya4 from a supported
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location. You can request a copy of the data we hold about you at any time through our support channels, and you can ask us to correct or delete information that is no longer accurate.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.